Awarding/Payment Policies Once eligibility (through file review and verification, if selected) and financial need have been established, a financial aid package is developed. "Packaging" is the process of combining various types of aid from different sources to meet the financial need of a student. Del Mar College maintains the policy of making awards in the following order: Grants Work-Study Student Loans Grant awards are made first to those students with defined financial need and who meet specific grant awarding policies, if any, until all grant funds are exhausted (see Types of Financial Aid DMC Offers). Federal loans are automatically offered to all students according to their maximum eligibility. Del Mar College uses a full-time tuition and fee budget for all students during the "packaging" process. Payment of grants, if awarded prior to the 12th class day (census date), is based on the student's enrollment as of the 12th class day for regular terms and the fourth class day for summer terms. All financial aid payments are locked as of the census date; anyone awarded and paid after this date will be funded based on their enrollment at the time of disbursement. Any hours enrolled after the aid is locked cannot be considered for funding. Payment of loans is determined by the student's enrollment at the time of school disbursement. Students who drop below six (6) hours may have their loans backed out and returned to the Department of Education. Courses not considered for financial aid funding include: Courses taken for audit Credit hours earned by examination or articulation Continuing Education courses Courses taken as a high school student Remedial courses if the total attempted remedial credit hours are more than 30, even is the courses are required for enrollment Courses that students fail to begin attendance. Students must begin attendance in each class for it to be funded with financial aid. Failure to attend class may result in a reduction being made to a student's award(s). Instructors are required to report students that have never attended at the time that they certify their rolls. Students who enroll in a minimester will not be funded, for that course, until after the first official census day of class Could not load widget! Did You Know?Serving Hispanic StudentsAccording to the Hispanic Outlook in Higher Education, Del Mar College consistently ranks among the top fifty community colleges in the nation granting Associate degrees to Hispanic students.